Paycheck decoder
See where your paycheck goes and what actually lands in your account.
Your paycheck
Enter your gross pay for one check — the amount before anything is taken out.
How this is calculated
Social Security is 6.2% of your wages up to an annual cap; Medicare is 1.45% with no cap. Together these are called FICA and everyone pays them. If you enter wages already earned this year, Social Security correctly stops once you pass the cap.
Federal and stateuse the flat percentages you type — we deliberately don’t model tax brackets, allowances, or deductions, which vary by person. Take-home is your gross minus everything withheld.
FICA rates verified January 2025.
Your take-home pay
That's 78% of your $2,000.00 gross paycheck.
| Withholding | Amount |
|---|---|
| Social Security (6.2%) | $124.00 |
| Medicare (1.45%) | $29.00 |
| Federal (your estimate) | $200.00 |
| State (your estimate) | $80.00 |
| Total withheld | $433.00 |
FICA rates verified January 2025.
Runs entirely in your browser — nothing you enter is sent anywhere.